Home » Banking and Finance » Liquidity Management In The Nigerian Banking Sector

Liquidity Management In The Nigerian Banking Sector

Sold By: Joe Project Store | Item Type: Project Material | Report this?  |  Attributes: 65 pages | 1-5 chapters | Amount: ₦5,000 | Marked useful: 5,696 times

Delivery: Within 24 hours
Liquidity Management In The Nigerian Banking Sector

ABSTRACT

Banking business is a very risky business. The operation of banks include; the mobilization of deposit and the extension of credit. A bank can be defined as the instrumental agency through which debt and credit are converted and changed between. Banks also act as intermediaries, they mobilize deposit and pay interest on them and make loans and receive interest thereof. Management of liquidity occupies strategic positions in the management of banks in Nigeria. The purpose of this project work arose from the need to know the problem inherent in the management of liquid assets otherwise known as liquidity management. Primary data were collected through the administration of questionnaires and oral interviews on members of staff of the selected banks. The data captured in the questionnaire, which are on perception of banks liquidity management, were analyzed using percentages which then facilitated inferential statistical analysis using chi-square. The study revealed that there are two types of problems inherent in the management of liquidity. They are the problems of excess liquidity and shortage of liquidity. It also showed that profitability will be optimized only when liquidity is effectively and efficiently managed. Based on these, the study suggested that banks should not solely concentrate on the profit maximization concept but should also adopt measures that will ensure effective liquidity management which will help to minimise or avoid cases of excessive and deficient liquidity as their effects. Also banks should schedule the maturity periods of their secondary reserve assets to correspond to the period in which the funds will be needed.

vii

TABLE OF CONTENTS

Cover Page

-

-

-

-

-

-

-

-

-

-

-i

Title Page-

-

-

-

-

-

-

-

-

-

-ii

Approval Page-

-

-

-

-

-

-

-

-

-

-iii

Certification Page-

-

-

-

-

-

-

-

-

-

-iv

Dedication-

-

-

-

-

-

-

-

-

-

-

-v

Acknowledgements-

-

-

-

-

-

-

-

-

-vi

Abstract-

-

-

-

-

-

-

-

-

-

-

-vii

Chapter One

1.0

Introduction-

-

-

-

-

-

-

-

-

-

-1

1.1

Background Of The Study

-

-

-

-

-

-

-

-1

1.2

Statement Of The Problem

-

-

-

-

-

-

-

-3

1.3

Objective Of The Study-

-

-

-

-

-

-

-

-3

1.4

Research Questions

-

-

-

-

-

-

-

-

-4

1.5

Hypothesis Of The Study

-

-

-

-

-

-

-

This material content is developed to serve as a GUIDE for students to conduct academic research
Find What You Want By Category:
Assignments
Business Plans
e-Books
Journals
Project Materials
Proposals
Seminar Reports
Term Papers

Delivery: Within 24 hours

Advertise Here

For advertisement, call 08168958821

Not what you were looking for? Perform a search

What's your project topic?

Comment on Facebook:

See More Banking and Finance Final Year Research Project Topics & Materials In PDF & Doc | iproject

More Project Material Departments